FreeAgent

Verified listing

Built for UK contractors and freelancers, and free with a NatWest, RBS or Mettle account

4.1Based on 297 reviews

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Ratings by dimension

Ease of use4.0
Value4.0
Support4.0
Features4.0

Rating distribution

5 stars
126
4 stars
96
3 stars
49
2 stars
20
1 star
6

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Verified reviews for FreeAgent

297 reviews matching your filters

Daniel Radcliffe

Bookkeeper · 1-10 employees · Construction

United Kingdom

4.0

4 Jul 2026

Free with our bank, brilliant

The Self Assessment figures for a director come out ready to file. Only real gripe is that it does not scale, there is no real stock control.

Pros

The Self Assessment figures for a director come out ready to file.

Cons

It does not scale, there is no real stock control.

Ease of use: 5.0
Value for money: 3.0
Customer service: 4.0
Functionality: 3.0

Used for 2+ years33 found this helpful

James Nasir

Owner · 11-50 employees · Legal services

United Kingdom

5.0

3 Jul 2026

Perfect for a one person company

Dividend documentation is handled without a separate template, and it is free because we bank with NatWest, which is hard to argue with. No complaints so far.

Pros

Dividend documentation is handled without a separate template.

Cons

The free tier is tied to keeping the bank account.

Ease of use: 5.0
Value for money: 5.0
Customer service: 5.0
Functionality: 5.0

Used for 1-2 years26 found this helpful

Thomas Rhodes

Operations manager · 201-500 employees · Veterinary

United Kingdom

5.0

2 Jul 2026

Free with our bank, brilliant

It is free because we bank with NatWest, which is hard to argue with, and the Self Assessment figures for a director come out ready to file. No complaints so far.

Pros

It is free because we bank with NatWest, which is hard to argue with.

Cons

It does not scale, there is no real stock control.

Ease of use: 4.0
Value for money: 5.0
Customer service: 5.0
Functionality: 5.0

Used for 6-12 months14 found this helpful

Paul Thornley

Founder · 1-10 employees · Engineering

United Kingdom

4.0

29 Jun 2026

Perfect for a one person company

Corporation Tax tracks as I go rather than as a year end shock, and the Self Assessment figures for a director come out ready to file. Reporting depth is limited beyond the essentials, but we live with it.

Pros

Corporation Tax tracks as I go rather than as a year end shock.

Cons

Reporting depth is limited beyond the essentials.

Ease of use: 5.0
Value for money: 4.0
Customer service: 4.0
Functionality: 4.0

Used for Less than 6 months17 found this helpful

Paul Corrigan

Group financial controller · 501-1000 employees · IT services

United Kingdom

3.0

29 Jun 2026

Corporation Tax without the shock

The tax timeline shows what is owed and when, so nothing surprises me. That said, reporting depth is limited beyond the essentials and a growing team will outgrow it and the move is a job.

Pros

The tax timeline shows what is owed and when, so nothing surprises me.

Cons

Reporting depth is limited beyond the essentials.

Ease of use: 3.0
Value for money: 2.0
Customer service: 2.0
Functionality: 3.0

Used for 6-12 months30 found this helpful

Aisha Quinn

Sole trader · 11-50 employees · Accounting

United Kingdom

5.0

27 Jun 2026

Ideal until you grow

It is free because we bank with NatWest, which is hard to argue with. Built for a one person limited company in a way the big names are not.

Pros

It is free because we bank with NatWest, which is hard to argue with.

Cons

A growing team will outgrow it and the move is a job.

Ease of use: 5.0
Value for money: 5.0
Customer service: 5.0
Functionality: 5.0

Used for 6-12 months13 found this helpful

Laura Marsden

Director · 1-10 employees · IT services

United Kingdom

2.0

24 Jun 2026

Free with our bank, brilliant

Reporting depth is limited beyond the essentials, and the app ecosystem is much smaller than Xero. Corporation Tax tracks as I go rather than as a year end shock, which is about the only positive.

Pros

Corporation Tax tracks as I go rather than as a year end shock.

Cons

Reporting depth is limited beyond the essentials.

Ease of use: 3.0
Value for money: 2.0
Customer service: 3.0
Functionality: 1.0

Used for 2+ years36 found this helpful

Helen Sandhu

Bookkeeper · 11-50 employees · Logistics and transport

United Kingdom

2.0

18 Jun 2026

Free with our bank, brilliant

The free tier is tied to keeping the bank account, and reporting depth is limited beyond the essentials. Dividend documentation is handled without a separate template, which is about the only positive.

Pros

Dividend documentation is handled without a separate template.

Cons

The free tier is tied to keeping the bank account.

Ease of use: 2.0
Value for money: 2.0
Customer service: 2.0
Functionality: 2.0

Used for 1-2 years27 found this helpful

Olivia Nasir

Payroll manager · 51-200 employees · Charity and non-profit

LinkedIn verifiedUnited Kingdom

3.0

18 Jun 2026

Ideal until you grow

The Self Assessment figures for a director come out ready to file. That said, reporting depth is limited beyond the essentials and the free tier is tied to keeping the bank account.

Pros

The Self Assessment figures for a director come out ready to file.

Cons

Reporting depth is limited beyond the essentials.

Ease of use: 3.0
Value for money: 3.0
Customer service: 4.0
Functionality: 3.0

Used for 1-2 years25 found this helpful

Mohammed Adeyemi

Sole trader · 11-50 employees · Charity and non-profit

LinkedIn verifiedUnited Kingdom

5.0

12 Jun 2026

Free with our bank, brilliant

Dividend documentation is handled without a separate template, and the Self Assessment figures for a director come out ready to file. No complaints so far.

Pros

Dividend documentation is handled without a separate template.

Cons

Reporting depth is limited beyond the essentials.

Ease of use: 4.0
Value for money: 5.0
Customer service: 5.0
Functionality: 5.0

Used for 6-12 months33 found this helpful